Planning Tools Library

Retirement Projection

Project your nest egg, funding gap, and retirement readiness with real-time portfolio growth.

Example output

$1,702,233

FIRE Model

Estimate when work may become optional based on savings, returns, and desired annual spending.

Example output

$1,702,233

Coast FIRE

See when your current balance may be large enough to grow on its own toward traditional retirement.

Example output

$1,202,338

Lean FIRE

Model a lower-spend early retirement plan with a disciplined target lifestyle.

Example output

$1,546,182

Fat FIRE

Stress test a higher-spend financial independence target with premium lifestyle assumptions.

Example output

$1,702,233

Barista FIRE

Model a flexible retirement path that combines portfolio withdrawals with part-time income.

Example output

$1,702,233

Retirement Age

Estimate the age you may reach your retirement number.

Example output

Retirement Gap

Measure how much additional savings you may need by retirement.

Example output

$2,094,413

Compound Growth

Visualize how time and consistent contributions compound into long-term wealth.

Example output

$548,171

Investment Return

Estimate ending value, gains, and the share of growth driven by returns.

Example output

$1,038,888

Dollar-Cost Averaging

Model recurring investments over time and see how consistency builds portfolio value.

Example output

$253,570

Dividend Growth

Estimate how reinvested dividends and price appreciation can accelerate portfolio growth.

Example output

$429,234

Equity Projection

Project the future value of a stock or ETF position with price growth, dividends, and optional reinvestment.

Example output

$100,431

Dividend Income

Estimate how a stock or ETF position could grow into an annual dividend income stream over time.

Example output

$6,491

RSU / Equity Compensation

Model RSU vesting value, estimated taxes, and after-tax equity outcomes across a multi-year grant.

Example output

$36,978

ETF Comparison

Compare two ETF paths side by side using growth, yield, fees, and ongoing contributions.

Example output

$431,551

Home Loan Payoff

Model how extra mortgage payments can change your payoff date, interest cost, and long-term flexibility.

Example output

2056-03-03

Mortgage Extra Payment

See how small recurring mortgage overpayments may change your payoff date and total interest cost.

Example output

2056-03-03

Refinance Model

Compare your current mortgage with a refinance offer and estimate payment changes, breakeven timing, and interest impact.

Example output

$2,381

Rent vs Buy

Compare the long-term financial tradeoff between renting and buying based on your timeline, mortgage terms, and home appreciation assumptions.

Example output

$280,283

Invest vs Payoff Mortgage

Compare directing extra cash to investments versus using it to accelerate mortgage payoff.

Example output

$126,785

Emergency Fund

Set a cash reserve target and see how long it may take to fully fund it.

Example output

$31,200