Can I retire with $2.5 million?

Understand the tradeoffs involved in retiring with 2,500,000.

Retiring with 2,500,000 depends less on the raw number and more on your spending target, time horizon, and income flexibility.

A lower-spend household with multiple income sources may find this portfolio more workable than a household relying entirely on inflation-adjusted withdrawals.

This page is designed as a starting point, not a yes-or-no verdict.

Relevant calculators

Retirement Planning3 min

Retirement Projection

Project your nest egg, funding gap, and retirement readiness with real-time portfolio growth.

Projected balance

$1,702,233

Withdrawals1 min

4 Percent Rule

Translate annual spending into a target portfolio using the classic 4% rule framework.

Portfolio target

$2,000,000

Withdrawals3 min

Withdrawal Strategy

Stress test whether your portfolio may sustain retirement withdrawals over time.

Ending balance

$2,838,098

Continue learning

5 min

What is the 4 percent rule?

Understand where the 4% rule comes from and how to use it responsibly.

Read insight

6 min

Common retirement planning mistakes

Avoid the most common assumptions that weaken retirement plans before they are stress tested.

Read insight