Skip to content
WealthyNest

Investing

RSU / Equity Compensation Calculator

Model RSU vesting value, estimated taxes, and after-tax equity outcomes across a multi-year grant.

Best used for

Projects gross vested value, estimated withholding, and after-tax results over the life of an equity grant.

All calculatorsRead guide
Investing

RSU / Equity Compensation Calculator

Model RSU vesting value, estimated taxes, and after-tax equity outcomes across a multi-year grant.

Snapshot
Your grant could deliver about $36,978 after withholding over 4 years.
Using a 32% federal rate plus a simplified 9.30% CA state estimate, gross vesting value could reach about $62,994.
After-tax value
$36,978
Gross vested value
$62,994
Your Numbers
Total RSU or equity grant shares.
Current market price per share.
$
Vesting years
Years over which the grant vests.
4
Annual price growth
Expected annual share-price growth assumption.
6
Federal withholding rate
Estimated federal withholding at vest before adding your selected U.S. state.
32
Select the U.S. state used for a simplified flat state-tax estimate.
Choose whether vested shares are sold immediately.
Results
Your grant could deliver about $36,978 after withholding over 4 years.
Using a 32% federal rate plus a simplified 9.30% CA state estimate, gross vesting value could reach about $62,994.
After-tax value
$36,978
Gross vested value
$62,994
Estimated withholding
$26,017
Annual vesting shares
300.00

Projection outlook

See how the modeled path evolves over time under the current assumptions.

Projected balance
Total contributions

Optimistic currently leads conservative by about $14,791.

Important findings
What the current inputs suggest
Using a 32% federal rate plus a simplified 9.30% CA state estimate, gross vesting value could reach about $62,994.
What changes the result most
Optimistic currently leads conservative by about $14,791, so the outcome is meaningfully sensitive to your assumptions.
How to use this result
Use the headline to frame the decision, then check the supporting metrics and timeline before acting. The output is strongest as a planning tool, not as a guarantee.

How it works

The calculation, without the clutter

1

The model divides the grant shares evenly across the vesting schedule and applies the current share price with annual growth.

2

Each vesting event estimates withholding from your federal rate plus the U.S. state you select.

3

If you choose to hold the net shares, the model tracks their cumulative value as the price changes over time.

Where this tool is most useful

A worker with a 1,200-share grant vesting over four years can estimate gross value, taxes withheld, and after-tax proceeds under a range of share-price assumptions.

Key assumptions

What to sanity-check

  • The grant is assumed to vest evenly each year.
  • Federal withholding plus a simplified flat U.S. state-tax rate are modeled at each vest rather than a full tax return calculation.
  • The share-price growth assumption is smoothed and does not capture volatility around vest dates.

Companion guide

Net worth tracking

A lightweight system for tracking financial progress without turning it into a daily obsession.

Read the guide

FAQ

Common questions

Does this work only for RSUs?

It is best suited for RSU-style grants or simple equity compensation plans that vest on a fixed schedule.

What does sell at vest mean?

It assumes each vested tranche is sold immediately after tax withholding instead of continuing to be held as stock.

Are taxes here exact?

No. The model uses a flat withholding estimate so you can plan directionally without a full tax engine.

Why do I need to select a state?

The model is currently focused on U.S. planning. Selecting a U.S. state lets WealthyNest add a simplified state-tax assumption to the withholding estimate.

RSU Equity Compensation Calculator | WealthyNest